God works in mysterious ways! In May 2013 I wrote a journal entry about living our high consumer lifestyle. In the journal entry I said:
From the looks of our lifestyle we appeared wealthy and as if we were living the American dream.
My husband and I both have terrific jobs. He works in the private sector in technology for a well-known company making six-figures. I work in the public sector, in public safety and made a decent income. Between the two of us we are making well over six-figures. Three times that of other (Utah $55,869/U.S $50,502) two-income families, in Utah and the U.S.
Now, I don’t mention the figures above to impress anyone, rather to show just how far into the trap of consumerism we fell.
In September 2013 I took an inventory of our current lifestyle. Here is a brief summary:
- We are a two-income family making over six-figures a year.
- We have a mortgage on a 2,400 square foot home
- We have a half mortgage on a similar size home for the in-laws
- We have 2 newer vehicles – both of which are financed.
- We have 2 A.T.V.’s & trailer – and I had no clue where we stood financially on those
- We have 3 dirt bikes – all of which are financed
- My husband has a new Harley-Davidson – which is financed
When I reviewed all of the possessions we had compounded with the debt I knew I alone had, I was utterly ashamed, sick to my stomach and afraid.
God has shown me, through the desire to blog, just how much we have consumed and the severity of our debt. Again, I am ashamed and ill! Yet, I vow to do everything in my power to reduce our debt, free us from the bondage to our creditors, and to start following a life of voluntary simplicity.
I would love to hear about any money problems you may have experienced in the past and how you over came them. Please leave them for me in the comments below!